We are always here to

make life simpler for you

(65) 6220-2937

FAQ

How do I apply for loan?
Excel Credit accepts enquiries via email, post, fax, online or in person at our office.Simply complete the application form and send with your supporting documentation via email, post, fax or in person at our office.

What is the age & loan eligibility?
Applicants must be 21 years old and above.
You may contact our consultants, they will ask you a few simple questions and you will know immediately if you’re eligible to apply.

What kinds of repayment plans are available?
We have a variety of plans, various Weekly, Bi-Weekly, Monthly instalment plans.
During application do state which type of plans you would prefer and we will get back with the plans available for your case.

How much can I borrow and how long do I have to repay the loan?
Excel Credit offers various loan packages depend on your personal income.
We are able to structure your repayments that are easy and affordable to your current financial situation.

What are the modes of repayment available?
Cash Payment
ATM Deposits
Internet Fund Transfer

Are there any fees if I would like to make an early redemption?
No, not only will there not be any additional fee incurred, there is even an interest rebate for full early repayment!
The earlier you make your full early repayment the more interest you’ll save on!

What To Bring
For Singaporean / Permanent Residents
Identity Card/ NRIC Proof of Residence (Recent Bill or Letter addressed to you)
Bring along your SingPass (Password to log into CPF website)
Proof of Employment
(a) For Salaried Employed: Staff Pass or Recent Payslip / CPF Contribution Statement
(b) For Self-Employed: Notice of Assessment for the past 1 year

For E-Pass/S-Pass Holder
Identity Card / Passport
Proof of Employment (Staff Pass, Company Pass, Recent Payslips & Employment Letter)
Proof of Residence (Tenancy Agreement)
Lastly, your E-PASS!

100% Confidentiality assured

Enquiry Form

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We are always here to make life simpler for you

We are always here to make life simpler for you (65) 6220-2937

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